our approach


A company able to withstand a disruption is a company built with resilience.

Our Approach

A Partnership in Risk Management

Personal relationships. Face-to-face meetings. Ongoing dialogue. This is what you can expect from your FM Global client service team.

That’s because, when your business continuity is at stake, you need more than an insurance company. You need a true business partner in risk management and resilience. That’s what you get with FM Global. Where other insurance companies rely primarily on actuarial tables, we use a hands-on, engineering-based approach.

The result? Property insurance coverage based on the realities of your business and your particular property risk management challenges.

Continue reading to learn about our unique approach.


Your company isn’t like any other and your industry challenges are changing all the time. No matter what industry you’re in, we provide deep, comprehensive understanding of your unique property insurance and loss-prevention needs.

Learn How We Serve Your Industry


When you sign a contract with FM Global, you can expect timely delivery of your insurance policy anywhere in the world it is written. We’re committed to ensuring the best rate in the industry: We deliver 94 percent of our master policies within 20 days of inception.

Learn About Our Timely Delivery


At FM Global, the majority of our business is placed through broker partners across the world. At the core of these business arrangements are carefully cultivated relationships built on trust and transparency. Together, we’re focused on ensuring our clients’ business resilience.

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