Risk management

Comprehensive risk management

Our all encompassing risk management process covers everything from identification and assessment; through to avoidance and reduction; and acceptance and transfer.

Risk identification and assessment

Risk identification and assessment

Good risk management decisions begin with a clear, consistent understanding of the underlying hazards and the risks they pose. Our highly respected research and testing capabilities ensure globally consistent and up-to-date loss prevention engineering standards. Regular visits to your facilities, and our expertise in business risk analysis, provides you with an accurate assessment of potential loss and its impact.


Risk avoidance and reduction

Risk avoidance and reduction

The risk management process doesn't begin with risk transfer. Our loss prevention and control expertise offers you dependable, scientifically based solutions that go beyond insurance to impact the cost of risk equation. We help you to select the best options, execute decisions, and manage change.


Risk acceptance and transfer

Risk acceptance and transfer

Without risk, there can be little reward. A clear assessment of your underlying risk supports sound decisions to accept or transfer risk. When transferring risk to another company's balance sheet clients need a carrier that is financially strong, willing to pay claims, and provides a capacity commitment, with proven reliability, that will keep pace with your needs.