Our Unique approach to industrial and commercial property insurance brings together engineering, underwriting and claims in a way that is greater that the sum of its parts.
At FM Global, we visit your major facilities to give you a clear, consistent view of the hazards you face. Then we offer practical, scientifically proven solutions, identify risk improvement priorities, help you to effect change and provide the foundation for good loss control decisions. After all, both FM Global and you have a vested interest in reducing loss. The result? Our clients have fewer losses than their industry peers.
Knowledge is power. The clear view of risk afforded by our engineers allows our underwriters to select risk and responsibly expose more capital. This produces a performance differential that we share with our client-owners. The result? More capacity, broader coverage, competitive terms and conditions and periodic membership credits in the form of substantial premium discounts.
You expect, and FM Global delivers, prompt, equitable loss settlement. Truth be told, that's the easy part. What sets us apart is the proactive work that our claims people do before a loss event to ensure that you are prepared for the unexpected and the work they do afterwards to mitigate loss and restore your business
to operation. We actively work with our clients to ensure a common understanding of coverage, terms and conditions. The result? Proactive advance preparation means less downtime, faster claims settlements and fewer surprises for you.