All-risk property cover
Simple. Streamlined. Responsive.
The FM Global Advantage is an all-risk policy form designed to provide comprehensive and consistent global insurance cover backed by large, stable capacity and tailored to your business needs.
Complete protection
FM Global Advantage's simple manuscript format includes common extensions of cover (historically added through standard endorsements) and is designed to be flexible enough that a single policy can provide all the cover your business requires.
Built-in features, such as alternative ways to schedule locations, standard replacement valuations, and a streamlined process to broaden cover limits, help reduce the number of changes required during the policy term. Expanded capacity in the form of higher limits, as well as fewer sub-limits and exclusions make the FM Global Advantage more responsive to your needs.
FM Global Advantage includes a wide variety of cover options:
- Accounts receivable
- Extended period of liability
- Automatic cover
- Extra expense
- Miscellaneous personal property
- Off-premises storage for property under construction
- Business interruption from civil authority
- Fine arts
- Flood
- Contaminant clean-up
- Ingress/egress
- Contingent time element extended
- Service interruption
- Earth movement
- Leasehold interest
- Rental insurance
- Professional fees
- Transportation
- Valuable papers
- Data, programs or software